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We typically provide an all-cash offer within 24-48 hours after seeing your property or receiving sufficient information. Our AI-powered platform helps us expedite this process compared to traditional investors.
Initially, just basic information about your property is needed. Once we move forward, we’ll need proof of ownership, a recent mortgage statement (if applicable), and ID. We handle most of the paperwork to make the process as simple as possible.
Our cash offers generally range between 70-85% of retail market value, depending on the property’s condition, location, and current market trends. This discount reflects the convenience, speed, and “as-is” nature of our purchase with no commissions or fees.
No. We buy properties completely as-is, regardless of condition. You don’t need to make any repairs, improvements, or even clean the property. This saves you time, money, and stress.
None whatsoever. Unlike traditional real estate transactions, we charge no commissions, closing costs, or hidden fees. The offer we present is the amount you receive (minus any existing mortgage payoff).
We can close in as little as 7 days, depending on title work and your timeline. Many of our transactions close within 2 weeks, but we can also accommodate longer timeframes if you need more time.
We purchase all types of residential properties: single-family homes, multi-family units, condos, townhouses, and even some commercial properties. We buy properties in any condition, including those with significant damage or title issues.
Yes. We have extensive experience handling complicated title issues, liens, judgments, and other encumbrances. Our team works with title companies to resolve these issues as part of the purchase process.
Our offer is based on the property’s current condition, location, market trends, necessary repairs, and the time/expense of reselling the property. Our AI platform analyzes these factors along with thousands of comparable sales to generate a fair cash offer.
Yes. We offer cash advances up to $200,000 within 72 hours of signing a purchase agreement, depending on your property’s equity position. This is one of our most popular features, allowing sellers to handle immediate financial needs or secure their next home.
An Option to Purchase gives us the exclusive right to buy your property within a specified timeframe (30, 45, 60, or 90 days), while we conduct due diligence, secure funding, or finalize our investment strategy. You receive an option fee upfront that applies to the purchase price if we exercise the option.
You select the timeframe that works best for your situation. We pay an option fee that secures our right to purchase within that period. The longer the option period, typically the higher the option fee we’re willing to pay.
The option agreement legally obligates you to sell if we exercise our option. However, if extraordinary circumstances arise, we can discuss potential solutions or an early termination of the agreement, though this may involve returning some or all of the option fee.
You don’t pay a fee; instead, you receive an option fee from us. This fee typically ranges from 1-3% of the purchase price, depending on the property and option length, and is credited toward the purchase price at closing.
Yes, in most cases we can extend the option period if both parties agree. This typically involves an additional option fee for the extended time.
We either exercise our option and proceed to closing, or we let the option expire. If we don’t exercise the option, you keep the option fee and retain full ownership of your property with the freedom to pursue other opportunities.
Yes. Most sellers continue to live in or maintain their property during the option period. The agreement will specify responsibilities for maintenance, utilities, and insurance during this time.
No. The Option to Purchase agreement gives us exclusive rights to buy the property during the option period. You cannot sell to another buyer during this time unless we waive our option rights.
The purchase price is agreed upon at the beginning when we sign the Option to Purchase agreement. This provides certainty for both parties.
The main benefits include receiving immediate cash from the option fee, having a guaranteed buyer with a set price, and gaining additional time to plan your move or next steps while still having the security of a pending sale.
A short sale occurs when you sell your home for less than what you owe on the mortgage, with the lender’s approval. We negotiate with your lender to accept the reduced amount as full payment of your debt, potentially helping you avoid foreclosure and minimizing damage to your credit.
Our AI system streamlines document preparation, identifies optimal negotiation strategies based on your specific lender’s past behaviors, and predicts approval likelihood. This technology has helped us achieve higher approval rates and faster closings than industry averages.
A short sale will impact your credit score, but typically less severely than a foreclosure. Most homeowners see a drop of 50-150 points, but can begin rebuilding credit immediately. Some lenders report the account as “settled” rather than a full default.
With our streamlined AI process, most short sales close within 60-120 days, compared to the industry average of 4-6 months. Timeline varies based on your lender, loan type, and specific circumstances.
Not necessarily. While many lenders previously required missed payments, most now consider financial hardship even if you’re current on payments. Our team can assess your specific situation and lender requirements.
In most cases, we negotiate a full release of liability (debt forgiveness). California has strong anti-deficiency laws that often protect sellers. However, this depends on your specific loan type and lender. We’ll explain your potential liability before proceeding.
Yes. We specialize in helping homeowners in pre-foreclosure or even after foreclosure has begun. A short sale can often be completed even with an upcoming auction date, though the sooner you contact us, the more options we’ll have.
Typically, you’ll need to provide financial statements, bank statements, tax returns, proof of income, a hardship letter, and property information. Our system streamlines this process, and we help you gather and prepare all required documentation.
Our experienced team, supported by our AI platform, submits a comprehensive short sale package to your lender with market analysis, property condition reports, and hardship documentation. We’ve developed relationships with loss mitigation departments at major banks and understand how to navigate their approval processes.
Potentially. The forgiven debt may be considered taxable income. However, the Mortgage Forgiveness Debt Relief Act and California state laws provide exemptions for many homeowners. We recommend consulting with a tax professional, and we can refer you to experts who specialize in this area.
Our retail strategy uses our pre-qualified buyer network instead of the open market, allowing you to sell “as-is” with no commissions, no showings to the general public, and no contingencies. You get retail-level pricing without the typical hassles and expenses of a traditional listing.
We’ve built a database of thousands of pre-qualified retail buyers and investors looking for properties in specific areas with specific features. This allows us to match your property directly with interested buyers without broad marketing, saving time and preserving privacy.
No. Unlike traditional listings, we sell your home in as-is condition. There’s no need for cleaning, repairs, staging, or multiple showings. We handle property presentation to our buyer network.
Most properties sell within 30-60 days using our retail strategy, though premium properties or unique homes may take longer. This is still typically faster than the average market listing while achieving similar pricing.
None. We structure the transaction so that we’re compensated by the buyer or through our own margin. You receive the agreed-upon price with no deductions for commissions or fees.
Absolutely. All of our purchase options, including the retail strategy, allow you to sell the property in its current condition without making repairs or improvements.
Rather than broad MLS exposure, we use targeted marketing to our buyer network based on specific property features. This might include professional photography and virtual tours, but only shown to pre-qualified buyers who match your property profile.
We provide multiple options upfront. If the retail strategy doesn’t produce the desired results within the agreed timeframe, we can switch to one of our other strategies like an all-cash offer or MLOTB. You’re never left without options.
We work together to establish a market-supported asking price based on comparable sales and your property’s condition. Our AI platform helps identify the optimal price point for a relatively quick sale while maximizing your return.
If we determine it would significantly benefit the sale, we may provide professional photography or virtual staging at no cost to you. However, physical staging is typically not necessary since we’re marketing to buyers who understand they’re purchasing in as-is condition.
MLOTB is our premium solution where we lease your property with the option to purchase it in the future at a predetermined price. We take over all responsibilities including maintenance, finding tenants, and managing the property, while you retain ownership until the purchase option is exercised.
MLOTB allows you to lock in a future sale price that’s typically higher than today’s market value. You benefit from property appreciation without the hassles of ownership, while receiving guaranteed income during the lease period.
Yes. You maintain legal ownership until we exercise the purchase option. We handle all management aspects, but the title remains in your name until closing of the final purchase.
The purchase price is agreed upon at the beginning of the MLOTB agreement, typically set at or slightly above current market value with built-in appreciation. This price is guaranteed regardless of market fluctuations.
If we don’t exercise the option by the end of the agreement term, the option expires, and full control of the property reverts to you. You keep all option consideration paid and any rental payments received.
Our MLOTB agreements typically range from 1-5 years, depending on your needs and property characteristics. Longer terms usually come with higher option payments and rental guarantees.
We take full responsibility for all maintenance, repairs, and property upkeep during the lease period. This includes everything from routine maintenance to major systems replacement if needed.
Yes. You receive guaranteed monthly payments regardless of whether the property is occupied. The amount is agreed upon at the beginning of the MLOTB agreement and is typically competitive with market rental rates.
During the lease period, you typically report the income as rental income. When the purchase option is exercised, it’s treated as a property sale for tax purposes. We recommend consulting with a tax professional about your specific situation.
Our AI platform analyzes your property’s characteristics, local market conditions, your financial needs, and timeline requirements. It compares projected outcomes across all our strategies to determine if MLOTB offers you the greatest benefit compared to other options.